Altegris Library

Investment objective descriptions

Aggressive growth
Your investment objective is to potentially achieve maximum total returns, with a high risk tolerance and willingness to accept substantial volatility, with no income requirements from the investments.

Growth
Your investment objective is to achieve potentially higher total returns by accepting some risk and volatility, with no income requirements from the investments.

Growth/Diversification
Your investment objective is to achieve potentially higher total returns by accepting some risk and volatility while allocating to investments that may have a low correlation to traditional investments, with no income requirements from the investments.

Diversification
Your investment objective is to potentially increase the total return of your overall portfolio by allocating to investments that may have a low correlation to traditional investments, with no income requirements from the investments.

Other
None of the other choices describes your investment objectives.

Investor accreditation symbols

Accredited investors within the meaning of Rule 501(a) promulgated under the U.S. Securities Act of 1933, as amended.

An accredited investor is one of the following;

• A natural person who (a) has a current net worth, individually or jointly with one's spouse, in excess of $1,000,000 or (b) has had an individual income in excess of $200,000 in each of the two most recent years, or joint income with one's spouse in excess of $300,000, and reasonably expects to earn the same level of income in the current year.
• A bank as defined in Section 3(a)(2) of the US Securities Act of 1933, as amended (the"Act").
• A savings and loan association or other institution as defined in Section 3(a)(5)(A) of the Act.
• A broker or dealer registered pursuant to Section 15 of the US Securities Act of 1934, as amended.
• An insurance company as defined in Section 2(13) of the Act.
• An investment company registered under the US Investment Company Act of 1940, as amended (the "Investment Company Act").
• A business development company as defined in Section 2(a)(48) of the Investment Company Act.
• A small business investment company licensed by the United States Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958, as amended.
• A plan established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, for the benefit of its employees which plan has total assets in excess of $5,000,000.
• An employee benefit plan within the meaning of the US Employment Retirement Income Security Act of 1974, as amended ("ERISA"), if the investment decision is made by a plan fiduciary, as defined in Section 3(21) of ERISA, which is either a bank, savings and loan association, insurance company or registered investment adviser or an employee benefit plan that has total assets in excess of $5,000,000 or, if the plan is self-directed, with investment decisions made solely by persons who are accredited investors.
• A private business development company as defined in Section 202(a)(22) of the US Investment Advisers Act of 1940, as amended.
• An organization described in Section 501(c)(3) of the US Internal Revenue Code of 1986, as amended, a corporation, a Massachusetts or similar business trust or a partnership, not formed for the specific purpose of acquiring the securities which may be offered through managedinvestments.com, with total assets in excess of $5,000,000.